Introducing Good2Go’s Cell Phone Safety Discount
By: Good2GoPublished: February 10, 2014
Have you ever snuck a peek at your cell phone while behind the wheel? Maybe you thought you could send a quick text to your friends telling them you were on your way. It’s a harmless action, right? It’ll only take a second. You aren’t driving that fast anyway.
That’s how most young drivers feel when they text and drive, but this “harmless” action can have serious consequences. Older adults are also guilty of texting and driving. In fact, 82% of adults ages 25-39 reported using their phone while driving. To help cut down on texting and driving while saving drivers money, we’re proud to introduce the Good2Go® Cell Phone Safety Discount. When choosing not to text and drive, we are rewarding drivers with a 5% discount off bodily injury, property damage, and collision coverage. Not only will this discount keep the roads safe for everyone, but it will also put money back in your pocket.
Texting while driving endangers the lives of others including your passengers and pedestrians. It’s so dangerous that it is often considered more dangerous than driving intoxicated, according to the National Highway Transportation Safety Administration (NHTSA). The Virginia Tech Transportation Institute (VTTI) found that text messaging increased the risk of a crash or near-crash by two times, as drivers tend to take their eyes off the road for an average of 23 seconds. And the Human Factors & Ergonomics Society found that texting slows braking reacting by 18 percent.
These are just a few statistics that show the dangers of texting and driving. While there is currently no national ban on texting or using a wireless phone while driving, a number of states have passed laws banning texting or wireless phones, or requiring hands-free use of wireless phones while driving. Here are some of the most up-to-date distracted driving laws in the U.S. according to the Governors Highway Safety Association (GHSA):
- Hand-held Cell Phone Use: 12 states, D.C., Puerto Rico, Guam and the U.S. Virgin Islands prohibit all drivers from using hand-held cell phones while driving. As of October 2013, all laws will be primary enforcement, meaning an officer may cite a driver for using a hand-held cell phone without any other traffic offense taking place.
- All Cell Phone Use: 37 states and D.C. ban all cell phone use by novice drivers, and 20 states and D.C. prohibit all cell phone use for school bus drivers.
- Text Messaging: Currently, 41 states, D.C., Puerto Rico, Guam and the U.S. Virgin Islands ban text messaging for all drivers. All but 4 have primary enforcement.
- An additional 6 states prohibit text messaging by novice drivers.
- 3 states restrict school bus drivers from texting.
Texting while driving comes with more than just a warning or a citation. It also comes with fines. The median penalty for texting while driving is $100, with a minimum fine of $20 in California and a maximum fine of $10,000 with one year in jail in Alaska – and that’s just for a first offense.
To avoid a run in with the cops and hefty fines, here are three things you can do to help prevent texting and driving:
- Find a designated texter: If you’re in a car with passengers, assign someone to be the texter. This will allow both of your hands to be on the wheel while still having the ability to reply to messages.
- Lead by example: Kids and teens often mimic their parent’s behavior, even texting while driving. Set an example for your children and put the phone away, or safely pull over to reply to the message.
- Install a text blocking device: Texting blocking devices are a great way to prevent texting in the car. Some text blockers also block Internet browsing and email. And the best part is if you install one of these devices, you could qualify for Good2Go’s® Cell Phone Safety discount. Simply install a text blocking device in your vehicle and provide a copy of the receipt for the device as proof of purchase and use via email, fax or postal service. Your discount will be applied to your next auto insurance payment with Good2Go® Auto Insurance. See if you qualify for the Cell Phone Safety Discount.
Good2Go® Auto Insurance cares about its drivers. Not only do we want you and your loved ones to be safe on the road, but we also want you to save money on your car insurance.
For minimum coverage car insurance for as low as $20 down, start your free online car insurance quote today and begin driving safely for less.