The Top 20 Cheapest Cars to Insure – 2014 Models
By: Good2GoPublished: September 15, 2014
Most drivers are always looking for new ways to save money on their car insurance. Whether it’s applying for every discount imaginable or becoming a safer driver, the solution is as simple as picking the right car. To help you save on your car insurance rates, consider choosing one of the least expensive cars to insure as ranked by Insure.com.
Cheapest Cars to Insure
|1||Jeep Wrangler Sport||$ 1,080|
|2||Honda Odyssey LX||$ 1,103|
|3||Jeep Patriot Sport||$ 1,104|
|4||Honda CR-V LX||$ 1,115|
|5||Jeep Compass Sport||$ 1,140|
|6||Chrysler Town & Country Touring||$ 1,140|
|7||Subaru Outback 2.5i||$ 1,144|
|8||Dodge Journey SE||$ 1,149|
|9||Honda Odyssey EX||$ 1,149|
|10||Dodge Grand Caravan SE||$ 1,158|
|11||Jeep Patriot Latitude||$ 1,161|
|12||Ford Escape S||$ 1,170|
|13||Jeep Grand Cherokee Laredo||$ 1,171|
|14||Jeep Wrangler Sahara||$ 1,172|
|15||GMC Acadia SLE-2||$ 1,185|
|16||Chevrolet Traverse LS||$ 1,188|
|17||Toyota Sienna L||$ 1,190|
|18||Hyundai Santa Fe Sport||$ 1,194|
|19||Accord Sport||$ 1,209|
|20||Jeep Wrangler Rubicon||$ 1,209|
Source: Insure.com, The least expensive cars to insure, 2014-model edition
These averages were calculated from auto insurance rates from six large carriers in 10 ZIP codes in each state. They were based on the profile of a 40 year old male with a clean driving record and good credit who commutes 12 miles to work each day. This driver has full coverage auto insurance with policy limits of 100/300/50 in addition to a $500 deductible on collision and comprehensive coverage.
Why are certain cars cheaper to insure?
Jeeps, minivans and crossovers dominate this list of cheapest cars to insure for a number of reasons. Most of these vehicles are family-friendly since they’re often used to usher kids between home, school and extracurricular activities. Parent drivers are also considered safe drivers because they are less likely to break the speed limit or get into an accident.
Cars like the Jeep Wrangler will incur lower premiums because they are relatively easy to repair, as certain parts like the doors are designed to easily come apart. Expensive or foreign car models generally cost more to insure due to the cost of repairing them or replacing their parts.
Jeeps and SUVs also have a height advantage. It is theorized that if a high-riding vehicle and an average car were in a collision, the average car would receive more damage.
Horsepower is another factor that can greatly impact your car insurance rates. To insurers, more horsepower increases the likelihood that you will drive at faster speeds and in turn, increase your risk for an accident.
If you own a vehicle that is a common target for car thieves, you may see an increase in premiums. Thieves target cars that are easier to break into and have car parts that can be sold at a higher street value. The Honda Accord, Honda Civic and Toyota Camry are among the most stolen vehicles.
If you’re in the market for a new car that won’t send your car insurance rates through the roof, consider one of the vehicles from this list. In addition to choosing the right car, make sure you have a clean driving record, good credit history and no previous gaps in coverage to help lower your premiums. If you’ve had trouble keeping your rates low due to traffic violations, poor credit, or for simply having no prior insurance coverage, Good2Go specializes in providing affordable auto insurance for drivers like you. To learn more about how Good2Go can get you on the road for less, visit us at www.good2go.com.
Good2Go wants you to drive safe – and affordably. Find out how you can protect yourself with Good2Go.com auto insurance. Get a cheap car insurance quote today.