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Alaska Car Insurance

Don’t freeze your driving privileges because you can’t find cheap, quality car insurance! At Good2Go Insurance, Inc. we help you find the best rates to help you get back on the road in no time.

Failure to have proper car insurance may result in a suspension of a driver’s license, or worse.

Alaska Penalties for Driving Without Car Insurance

Proof of motor vehicle liability insurance must be in the person’s possession at all times when driving a motor vehicle, and they must present the proof for inspection upon demand of a police officer or other authorized representative of the Department of Public Safety.

Your vehicle may be impounded in the Municipality of Anchorage if you do not have proof of insurance. In this case, you would need to contact the Anchorage Police Department for procedures on obtaining your vehicle.

What is Considered Full Coverage Auto Insurance in Alaska?

According to the Alaska Department of Administration Division of Motor Vehicles, Alaska‘s car insurance laws require all drivers to present proof of liability insurance when they register their vehicle. Alaska vehicle owners with cars registered in their name must be able to certify that they have insurance and that it meets state minimum requirements for:

  • $50,000/$100,000 for bodily injury or death
  • $25,000 for property damage


Insurance is not required in certain rural areas where registration is not required. See this page for a list of such areas.

However, a driver that has received a ticket for a violation of 6 points or more within the last 5 years must have liability insurance.

Alaska DUI/DWI Laws and Penalties

First DUI Offense:

  • Jail- 72 hours to one year in jail
  • Fines of $250-5,000
  • A DUI education course
  • 24 hours of community service
  • Mandatory license suspension for not less than ninety (90) days


It should be noted that the State of Alaska estimates the total cost associated with an average first offense DWI to be approximately $24,265.

In addition to the penalties listed above, a driver convicted of a DUI in Alaska may impose the following:

  • While the convicted driver is incarcerated or as a condition of probation or parole be required to take medication that is intended to prevent the consumption of alcohol.
  • During probation, the offender may not operate a motor vehicle unless it is equipped with a certified ignition interlock device. All costs associated with the installation and maintenance of this device will be paid by the convicted DUI offender.
  • The court may order the screening, drug and alcohol evaluation, referral, and program requirements of an alcohol safety action program as a condition of probation or parole.


Alaska Cell Phone Driving Laws and Texting While Driving Laws

Alaska bans texting while driving for all drivers but there is no ban on cell phone use.

Alaska SR-22 Insurance Documents

Depending on your situation, an SR-22 insurance policy may be necessary to have your driver’s license reinstated. In Alaska, you must carry an SR-22 insurance policy for 5 years after the last day of your revocation.

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