D.C. drivers can commute in and out of the Capital of America, for cheap with car insurance from Good2Go Insurance, Inc. Start a quote today and get back on the road!
Drivers who fail to provide proper insurance on the road can receive a fine, or a suspension of their registration tags.
In the District of Columbia, the penalties for driving without car insurance are:
According to the District of Columbia’s Department of Motor Vehicles, anyone with a registered vehicle must have valid proof of insurance. The District of Columbia’s Compulsory/No-Fault Motor Vehicle Insurance Act requires that every person applying for registration or a reciprocity sticker in D.C. has valid D.C. auto insurance. Vehicle registrations are for D.C. residents while reciprocity stickers are typically for temporary and part-time residents of D.C..
Like most states, D.C. requires drivers to have a minimum level of auto insurance limits for bodily injury and property damage in the following amounts:
A DUI in Washington, D.C. is a serious offense that can lead to hefty fines, license suspension, and jail time. The legal limit of alcohol in D.C. is a BAC (Blood Alcohol Concentration) of 0.08 and 0.04 for commercial drivers. However, D.C. has a zero tolerance law for those under the age of 21 that get behind the wheel while drunk. D.C. also has an implied consent law, which means that refusal to submit to a chemical test will lead to a fine and an automatic one year license suspension.
If you are caught driving over the legal drinking limits, DUI penalties could include:
For more information on D.C.’s DUI/DWI penalties, visit the District of Columbia’s Metropolitan Police Department.
In Washington, D.C., all drivers are prohibited from using handheld cell phones while driving. Under the law, motorists can still use a hands-free device to talk on their cell phone while driving, except for bus drivers and novice drivers. According to the Governor’s Highway Safety Association, starting October 2013, all cell phone laws will be primary enforcement, meaning an officer may cite you for using a handheld cell phone without any other traffic offense taking place.
Texting while driving in D.C. is also prohibited for all drivers. The penalties for texting or sending an email on a cell phone are:
In Washington, D.C., certain drivers must file an SR-22 insurance document to stay on the road. This document is proof of the driver’s financial responsibility, stating that his/her auto insurance liability is active. You must file a SR-22 insurance document in the following cases:
Fortunately, Good2Go Insurance, Inc. provides electronic filing of SR-22 insurance documents to the District of Columbia Department of Motor Vehicle Division to help get you driving back on the road legally more quickly.
You can find city-related insurance information for Washington D.C. below:
The average cost of Washington D.C. car insurance is 2,793 per year.
Get behind the wheel with Good2Go Insurance, Inc. today.
More information on additional costs and frequently asked questions for purchasing a new policy can be found on our commonly asked questions page.