Drivers in Montana, we come “bear-ing” good news, you can get back on the road in no time with Good2Go Insurance, Inc.’s affordable, quality car insurance.
Those who drive in Montana and fail to provide proper car insurance can receive fines, and even jail time.
In the state of Montana, it is illegal to drive any motor vehicle without proof of insurance or financial responsibility. The driver must maintain proof of continuous insurance throughout the registration period. The penalties for driving without car insurance in Montana include:
According to the Montana Motor Vehicle Division, Montana law requires that a motor vehicle operated on public roads be insured by a liability insurance policy that meets the state’s minimum coverage limits:
Under Montana law, motorists stopped for a traffic violation or involvement in a motor vehicle collision are required to show proof of insurance to law enforcement, in addition to displaying their driver license and vehicle registration.
Montana DUI laws state that drivers with a Blood Alcohol Concentration (BAC) of 0.08 or more are considered to be driving under the influence. Montana DUI laws also prohibit driving under the influence of controlled substances such as marijuana, cocaine or inhalants. The state of Montana employs implied consent laws, with refusals to submit to testing receiving an automatic license suspension of six (6) months.
Penalties for a first offense DUI in Montana are:
Penalties for a second offense DUI in Montana are:
The state of Montana currently does not have a full ban on cell phone use or texting for drivers. However, several cities have implemented bans, including Billings, Helena and Missoula.
Montana SR-22 insurance documents are required for drivers who have been convicted of driving without auto insurance. An SR-22 form may need to be filed for three years with the MVD, showing proof of financial responsibility. This filing is usually required after the suspension of your driving privileges has been lifted. Your insurer can electronically file SR-22 insurance documents to the state of Montana for drivers that are required to keep and show valid auto liability insurance.
Do you live in one of Montana’s 3 largest cities and are looking towards having cheap car insurance? You can find city-related insurance information for Great Falls, Missoula, and Billings below.
The average annual cost of car insurance in Montana is $2,525 per year.
Get behind the wheel with Good2Go Insurance today.
More information on additional costs and frequently asked questions for purchasing a new policy can be found on our commonly asked questions page.