Good2Go Insurance, Inc. helps Nevada drivers “win big” when it comes to finding cheap, quality auto insurance.
Drivers who fail to provide proof of insurance are subject to various fines.
In the state of Nevada, it is illegal to drive any motor vehicle without proof of insurance or financial responsibility. The driver must maintain proof of continuous insurance throughout the registration period. The penalties for driving without car insurance in Nevada include fines of $500 to $1,200 depending on the length of the lapse, and the requirement to file a SR-22 form.
According to the Nevada Department of Motor Vehicles, Nevada‘s car insurance laws require all drivers to present proof of liability insurance when they register their vehicle. Nevada vehicle owners with cars registered in their name must be able to certify that they have insurance and that it meets state minimum requirements for:
Nevada DUI laws state that drivers with a Blood Alcohol Concentration (BAC) of 0.08 or more are considered to be driving under the influence. Nevada law enforcement primarily use the term OVI (operating a vehicle under the influence) which is the same as a DUI in other states. Nevada DUI laws also prohibit driving under the influence of controlled substances such as marijuana, cocaine or inhalants. If you are pulled over for drunk driving in Nevada and refuse to take a chemical test, you will be subject to a fines, an automatic license suspension, and an officer may use “reasonable force” to obtain a blood sample for testing. First offense DUI penalties in Nevada are jail time of two days to six months, fines of $400 to $1,000, and a 90-day license suspension.
Drivers in Nevada are prohibited from using a cell phone in any manner (talking, texting, playing games, etc.) Nevada also has a texting while driving ban for all drivers. Violators could face a fine up to $250.
Nevada SR-22 insurance documents are required for drivers who have been convicted of driving without auto insurance. An SR-22 form may need to be filed for three years with the DMV, showing proof of financial responsibility. This filing is usually required after the suspension of your driving privileges has been lifted. Your insurer can electronically file SR-22 insurance documents to the state of Nevada for drivers that are required to keep and show valid auto liability insurance.
More information on additional costs and frequently asked questions for purchasing a new policy can be found on our commonly asked questions page.