Vermont Car Insurance
We’re happy to help you and fellow Vermonters find affordable car insurance to get you driving legal for less¹.
Before you buy auto insurance, it’s important to know Vermont’s car insurance laws so you can make sure you’re meeting the legal requirements for your state.
Vermont Car Insurance Laws
According to the Vermont Department of Motor Vehicles, Vermont’s car insurance laws require all drivers to present proof of liability insurance when they register their vehicle. Vermont vehicle owners with cars registered in their name must be able to certify that they have insurance and that it meets state minimum requirements for:
- $25,000 for bodily injury to or death of one individual in any one accident
- $50,000 for bodily injury to or death of two or more individuals in any one accident
- $15,000 for injury to the property of others in any one accident
Vermont Penalties for Driving Without Car Insurance
In the state of Vermont, it is illegal to drive any motor vehicle without proof of insurance or financial responsibility. The driver must maintain proof of continuous insurance throughout the registration period. The penalties for driving without car insurance in Vermont include: suspension of driving privileges, fines of up to $500 and getting your vehicle towed.
Vermont DUI/DWI Laws and Penalties
Vermont DUI laws state that drivers with a Blood Alcohol Concentration (BAC) of 0.08 or more are considered to be driving under the influence. Vermont DUI laws also prohibit driving under the influence of controlled substances such as marijuana, cocaine or inhalants. Penalties for a first offense DUI in Vermont include a fine up to $750, up to 2 years in jail and 90 days of licensure suspension. Penalties for subsequent DUIs in Vermont can include a fine up to $2,500 up to 5 years in jail and a lifetime licensure suspension.
Vermont Cell Phone Driving Laws and Texting While Driving Laws
The state of Vermont currently has a full ban on cell phone use for all drivers. Vermont also has a texting while driving ban for all drivers. Violators could face a fine up to $250.
Vermont SR-22 Insurance Documents
Vermont SR-22 insurance documents are required for drivers who have been convicted of driving without auto insurance. An SR-22 form may need to be filed for three years with the DMV, showing proof of financial responsibility. This filing is usually required after the suspension of your driving privileges has been lifted. Your insurer can electronically file SR-22 insurance documents to the state of Vermont for drivers that are required to keep and show valid auto liability insurance.
Cheap Car Insurance in Vermont
If you are looking for cheap car insurance in the Green Mountain State, Good2Go Auto Insurance® may be able to help. We help you find low down payments and easy monthly payment options to get you on the road for less.
¹Consult with an attorney to see if it is illegal to drive without insurance in your state. Quote times on partner sites may vary. Prices vary based on the state where you reside, the coverage limits you purchase, and other underwriting factors.
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