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Wisconsin Car Insurance

Living in Wisconsin, you know that the state is known for cheese. But did you know that Good2Go Insurance, Inc. offers “grate” car insurance rates?
If you fail to provide proof of insurance, you can receive fines, and your car can get toed.

Wisconsin Penalties for Driving Without Car Insurance

In the state of Wisconsin, it is illegal to drive any motor vehicle without proof of insurance or financial responsibility. The driver must maintain proof of continuous insurance throughout the registration period. The penalties for driving without car insurance in Wisconsin include suspension of driving privileges, fines of up to $500 and getting your vehicle towed. In addition, you are responsible for paying towing and storage fees if your car is towed.

What is Considered Full Coverage Auto Insurance in Wisconsin?

According to the Wisconsin Bureau of Motor Vehicles, Wisconsin’s car insurance laws require all drivers to present proof of liability insurance when they register their vehicle. Wisconsin vehicle owners with cars registered in their name must be able to certify that they have insurance and that it meets state minimum requirements for:

• $25,000 for bodily injury to or death of one individual in any one accident
• $50,000 for bodily injury to or death of two or more individuals in any one accident
• $10,000 for injury to the property of others in any one accident

Wisconsin DUI/DWI Laws and Penalties

Wisconsin DUI laws state that drivers with a Blood Alcohol Concentration (BAC) of 0.08 or more are considered to be driving under the influence. Wisconsin DUI laws also prohibit driving under the influence of controlled substances such as marijuana, cocaine or inhalants. Penalties for a first offense DUI in Wisconsin include a fine up to $1,100, 72 to 180 days in jail and 90 days to 1 year of licensure suspension. Penalties for a subsequent DUIs in Wisconsin can include a fine up to $10,000, 6 months to 6 years in jail and up to 3 years of licensure suspension.

Wisconsin Cell Phone Driving Laws and Texting While Driving Laws

The state of Wisconsin currently does not have a full ban on cell phone use for all drivers. Wisconsin also has a texting while driving ban for all drivers. It is a minor misdemeanor and violators could face a fine up to $800.

Wisconsin SR-22 Insurance Documents

Wisconsin SR-22 insurance documents are required for drivers who have been convicted of driving without auto insurance. An SR-22 form may need to be filed for three years with the DMV, showing proof of financial responsibility. This filing is usually required after the suspension of your driving privileges has been lifted. Your insurer can electronically file SR-22 insurance documents to the state of Wisconsin for drivers that are required to keep and show valid auto liability insurance.