Wyoming Car Insurance Laws

We’re happy to help you and fellow Wyomingites find affordable car insurance to get you driving legal for less¹.

Before you buy auto insurance, it’s important to know Wyoming’s car insurance laws so you can make sure you’re meeting the legal requirements for your state.

According to the Wyoming Department of Transportation, Wyoming’s car insurance laws require all drivers to present proof of liability insurance when they register their vehicle. Wyoming vehicle owners with cars registered in their name must be able to certify that they have insurance and that it meets state minimum requirements for:

$25,000 for bodily injury to or death of one individual in any one accident
$50,000 for bodily injury to or death of two or more individuals in any one accident
$20,000 for injury to the property of others in any one accident

Wyoming Penalties for Driving Without Car Insurance

In the state of Wyoming, it is illegal to drive any motor vehicle without proof of insurance or financial responsibility. The driver must maintain proof of continuous insurance throughout the registration period. The penalties for driving without car insurance in Wyoming include: suspension of driving privileges, fines of up to $1,500, up to 6 months in jail and having your vehicle towed. In addition, you are responsible for paying towing and storage fees if your car is towed.

Wyoming DUI/DWI Laws and Penalties

Wyoming DUI laws state that drivers with a Blood Alcohol Concentration (BAC) of 0.08 or more are considered to be driving under the influence. Wyoming DUI laws also prohibit driving under the influence of controlled substances such as marijuana, cocaine or inhalants. Penalties for a first offense DUI in Wyoming include a fine up to $750, up to 6 months in jail and 90 days of licensure suspension. Penalties for subsequent DUIs in Wyoming can include a fine up to $10,000 up to 2 years in jail and over 3 years of licensure suspension.

Wyoming Cell Phone Driving Laws and Texting While Driving Laws

The state of Wyoming currently does not have a full ban on cell phone use for all drivers. Wyoming has a texting while driving ban for all drivers. It is a minor misdemeanor and violators could face a fine up to $75.

Wyoming SR-22 Insurance Documents

Wyoming SR-22 insurance documents are required for drivers who have been convicted of driving without auto insurance. An SR-22 form may need to be filed for three years with the DoT, showing proof of financial responsibility. This filing is usually required after the suspension of your driving privileges has been lifted. Your insurer can electronically file SR-22 insurance documents to the state of Wyoming for drivers that are required to keep and show valid auto liability insurance.

Cheap Car Insurance in Wyoming

If you are looking for cheap car insurance in the Equality State, Good2Go Auto Insurance^® may be able to help. We help you find low down payments and easy monthly payment options to get you on the road for less.

Start Your Free Wyoming Quote Online.

¹Consult with an attorney to see if it is illegal to drive without insurance in your state. Quote times on partner sites may vary. Prices vary based on the state where you reside, the coverage limits you purchase, and other underwriting factors