Philadelphia Car Insurance
Good2Go Auto Insurance® helps residents in the City of Brotherly Love find affordable rates on Philadelphia car insurance limits. We’re here to get you driving legal for less¹.
Before you buy, it’s important to know Pennsylvania’s insurance laws so you can make sure you’re meeting legal requirements for your state. Ready to start now? Get your free Philadelphia car insurance quote or call us at 855-646-4661.
Car Insurance in Philadelphia
The city of Philadelphia is located in the state of Pennsylvania, but it also sits at the center of a tri-state region that includes Pennsylvania, New Jersey, and Delaware. So, while you may think of Philadelphia as your home city, you may be subject to different insurance laws if you live in the suburbs or another nearby city, like Camden, Wilmington, or Cherry Hill.
If you live in Pennsylvania, you’re required to follow Pennsylvania car insurance laws. Pennsylvania drivers are required to have liability car insurance coverage, according to Pennsylvania insurance laws. Drivers who do not have at least state minimum limits protection face fines and other penalties.
If you live across the bridge from Philadelphia in New Jersey, in a town like Cherry Hill, Pennsauken, or Marlton, you are required to follow New Jersey insurance laws. So while you may commute to work in the city, be sure you have enough coverage to meet New Jersey’s state requirements.
Finally, if you live in Delaware in a town like Wilmington, New Castle, or Dover, you’re required to follow Delaware insurance laws. Be sure to check out these requirements before you get an insurance quote.
Remember, while you’re required to follow state laws and have a specific amount of insurance limits in the Philadelphia region, you may want to consider getting additional insurance coverage. Driving in the city means your commute to work is likely to have more traffic so being prepared with collision and comprehensive car insurance in case of an accident may be a good idea.
Cheap Car Insurance in Philadelphia
If you’re looking for cheap car insurance in Philadelphia, Good2Go Auto Insurance may be able to help. We help you find low down payments and easy monthly payment options to get you driving legal for less. Start Your Free Philadelphia Quote Online.
¹Consult with an attorney to see if it is illegal to drive without insurance in your state. Quote times on partner sites may vary. Prices vary based on the state where you reside, the coverage limits you purchase, and other underwriting factors.
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"Good2Go Auto Insurance makes it easy for me to pay, with a low down payment and cheap monthly bills."
- Joe from Philadelphia, PA